Duane Buziak Your Mortgage maestro
Get Started Today!
Ready to take the first step towards homeownership? Contact us today to learn more about our purchase mortgage loan options and start your journey to owning your dream home.
Purchase Loans
A purchase mortgage loan is a type of loan used to finance the purchase of a property. This loan is secured against the property you’re buying, meaning that the lender holds an interest in the home until the mortgage is fully paid off. Purchase mortgage loans come in various forms, allowing you to choose the option that best fits your financial situation and homeownership goals in Richmond.
Why Choose Us for Your Purchase Mortgage in Richmond?
Key Features of Purchase Loans
- Personalized Service:
We take time to understand your goals and tailor a mortgage solution that fits your life, your home, and your future in Richmond. - Competitive Rates:
Through strong relationships with a wide network of lenders, we’re able to offer some of the most attractive rates available. - Local Expertise You Can Trust:
Our team of experienced loan officers in the Richmond area is here to walk you through every step of the process with honesty, clarity, and care. - Fast Approvals:
We’ve streamlined our systems to help you get approved quickly—so you can move into your new Richmond home without unnecessary delays.
How the Mortgage Process Works
Construction loans follow a step-by-step process to ensure the project stays within budget and on schedule.
One
Pre-Approval: Begin by getting pre-approved. This determines your budget and strengthens your position with sellers as a serious buyer.
Three
Loan Application: Our expert mortgage team will guide you through every step of the application process with confidence and clarity.
Two
Home Search: Partner with a trusted Richmond real estate agent to find the home that fits your needs and budget.
Four
Underwriting We’ll review your financials and property details to ensure everything meets loan requirements and guidelines.
Five
Closing Once approved, we’ll schedule your closing. You’ll sign your final documents—and get the keys to your new Richmond home.
